Yes indeed, your college education is an investment, and a really good one. But when you rack up student loans and other forms of debt, you need to get to work implementing strategies for paying them off. (An aside: I do not believe that going to graduate school so you can defer your payments is a great strategy; there ought to be many other reasons to go to graduate school before that one!)
Many thanks to my friend Harriet over at The Encouragement Lounge for posting this article from The Chronicle of Higher Education that contains great strategies for dealing with student loan (and other) debt:
The most important strategy, in my opinion? The first: Take Responsibility.